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Product Description
Please note: Benefit limits listed below are per insured person, unless otherwise stated. |
Classic Emergency Medical Plan^
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Trip Cancellation & Interruption Plan^*
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Non-Medical Package^*
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Provides coverage for the reasonable and customary costs incurred as a result of an eligible emergency sickness or injury while travelling.
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Protection against financial losses if a prepaid trip is cancelled prior to departure, or interrupted or delayed while travelling due to a covered reason.
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Protection against financial losses if a prepaid trip is cancelled prior to departure, or interrupted or delayed while travelling due to a covered reason. Also includes baggage coverage, flight accident and travel accident coverage.
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Emergency Medical*
Emergency Medical Coverage reimburses you for the cost of treatment associated with a medical or dental emergency incurred while travelling. Coverage for Transportation to Bedside, Attendant/Return of Travel Companion, and Accommodation and Meals are also included in this benefit. Please see your policy for full details.
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$5,000,000 | - | - |
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Dental
Emergency Medical/Dental Coverage reimburses you for the cost of treatment associated with a medical or dental emergency incurred while travelling. Coverage for Family to Bedside, Return of Dependents, and Accommodations and Meals are also included in this benefit. Please see your policy terms and conditions for full details.
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$5,000 | - | - |
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Emergency Transportation
Emergency Medical Transportation arranges to medically transport a patient to an appropriate medical facility or to return home when medically necessary. Please see your policy terms and conditions for full details.
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Included in overall policy maximum | - | - |
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24-Hour Emergency Assistance
24-Hour Emergency Assistance offers assistance with pre-trip information, document and ticket replacement, legal assistance, emergency cash transfers, medical referrals, and emergency message communication while travelling.
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Included | Included | Included |
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Trip Cancellation
Trip Cancellation provides reimbursement for non-refundable, prepaid trip payments and deposits if a trip is cancelled for illness, death or other unforeseen covered reasons. Please see your policy terms and conditions for full details.
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- | Insured Trip Cost (total for all insured persons combined) | Insured Trip Cost (total for all insured persons combined) |
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Trip Interruption
Trip Interruption provides reimbursement for non-refundable trip payments and deposits if a trip is interrupted or delayed due to unexpected illness, death or other unforeseen covered reasons. Please see your policy terms and conditions for full details.
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- | Up to $10,000 | Up to $10,000 |
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Travel Delay
Trip Delay provides reimbursement for meals and accommodations when a trip is unexpectedly delayed. Please see your policy terms and conditions for full details.
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$150/day - Max. 2 days; Minimum Required Delay - 6 hours |
$300/day - Max. 2 days; Minimum Required Delay - 6 hours |
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Baggage Coverage
Baggage Coverage provides reimbursement for lost, stolen or damaged baggage. Please see your policy terms and conditions for full details.
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- | - | $1,000 |
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Baggage Delay
Baggage Delay provides reimbursement for clothing, toiletries and other essential items if luggage is delayed for at least 12 hours. Please see your policy terms and conditions for full details.
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- | - |
$200; Minimum Required Delay - 12 hours |
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Travel Accident
Benefit for loss of life, limb or sight resulting from accidental injury that occurs during a trip, except while boarding, riding in, or departing from an aircraft.
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- | - | $100,000 |
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Key Coverage Conditions
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Eligibility
To be eligible, Canadian residents must be insured under a government health insurance plan for the entire duration of the trip.
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To be eligible, Canadian residents must be insured under a government health insurance plan for the entire duration of the trip.
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Must be a Canadian resident.
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Must be a Canadian resident.
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Medical Underwriting
A medical questionnaire is required for travellers who are age 65-84.
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A medical questionnaire is required for travellers who are age 65-84.
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*Includes coverage for Emergency Medical benefits when travelling within your province or territory of residence. |
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Classic Emergency Medical Plan^
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Emergency Medical* |
$5,000,000 |
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Dental |
$5,000 |
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Emergency Transportation |
Included in overall policy maximum |
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24-Hour Emergency Assistance |
Included |
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Trip Cancellation |
- |
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Trip Interruption |
- |
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Travel Delay |
- |
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Baggage Coverage |
- |
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Baggage Delay |
- |
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Travel Accident |
- |
Trip Cancellation & Interruption Plan^*
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Emergency Medical* |
- |
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Dental |
- |
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Emergency Transportation |
- |
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24-Hour Emergency Assistance |
Included |
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Trip Cancellation |
Insured Trip Cost (total for all insured persons combined) |
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Trip Interruption |
Up to $10,000 |
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Travel Delay |
$150/day - Max. 2 days; Minimum Required Delay - 6 hours |
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Baggage Coverage |
- |
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Baggage Delay |
- |
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Travel Accident |
- |
Non-Medical Package^*
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Emergency Medical* |
- |
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Dental |
- |
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Emergency Transportation |
- |
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24-Hour Emergency Assistance |
Included |
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Trip Cancellation |
Insured Trip Cost (total for all insured persons combined) |
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Trip Interruption |
Up to $10,000 |
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Travel Delay |
$300/day - Max. 2 days; Minimum Required Delay - 6 hours |
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Baggage Coverage |
$1,000 |
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Baggage Delay |
$200; Minimum Required Delay - 12 hours |
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Travel Accident |
$100,000 |
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Product Description
Please note: Benefit limits listed below are per insured person, unless otherwise stated. |
Deluxe Package^*
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Convenient, all-in-one plan which includes: emergency medical benefits, trip cancellation, trip interruption, baggage insurance, flight accident and travel accident coverage.
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Emergency Medical*
Emergency Medical Coverage reimburses you for the cost of treatment associated with a medical or dental emergency incurred while travelling. Coverage for Transportation to Bedside, Attendant/Return of Travel Companion, and Accommodation and Meals are also included in this benefit. Please see your policy for full details.
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$5,000,000 | ||
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Dental
Emergency Medical/Dental Coverage reimburses you for the cost of treatment associated with a medical or dental emergency incurred while travelling. Coverage for Family to Bedside, Return of Dependents, and Accommodations and Meals are also included in this benefit. Please see your policy terms and conditions for full details.
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$5,000 | ||
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Emergency Transportation
Emergency Medical Transportation arranges to medically transport a patient to an appropriate medical facility or to return home when medically necessary. Please see your policy terms and conditions for full details.
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Included in overall policy maximum | ||
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24-Hour Emergency Assistance
24-Hour Emergency Assistance offers assistance with pre-trip information, document and ticket replacement, legal assistance, emergency cash transfers, medical referrals, and emergency message communication while travelling.
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Included | ||
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Trip Cancellation
Trip Cancellation provides reimbursement for non-refundable, prepaid trip payments and deposits if a trip is cancelled for illness, death or other unforeseen covered reasons. Please see your policy terms and conditions for full details.
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Insured Trip Cost (total for all insured persons combined) | ||
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Trip Interruption
Trip Interruption provides reimbursement for non-refundable trip payments and deposits if a trip is interrupted or delayed due to unexpected illness, death or other unforeseen covered reasons. Please see your policy terms and conditions for full details.
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Up to $10,000 | ||
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Travel Delay
Trip Delay provides reimbursement for meals and accommodations when a trip is unexpectedly delayed. Please see your policy terms and conditions for full details.
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$300/day - Max. 2 days; Minimum Required Delay - 6 hours |
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Baggage Coverage
Baggage Coverage provides reimbursement for lost, stolen or damaged baggage. Please see your policy terms and conditions for full details.
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$1,000 | ||
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Baggage Delay
Baggage Delay provides reimbursement for clothing, toiletries and other essential items if luggage is delayed for at least 12 hours. Please see your policy terms and conditions for full details.
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$200; Minimum Required Delay - 12 hours |
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Travel Accident
Benefit for loss of life, limb or sight resulting from accidental injury that occurs during a trip, except while boarding, riding in, or departing from an aircraft.
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$100,000 | ||
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Key Coverage Conditions
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Eligibility
To be eligible, Canadian residents must be insured under a government health insurance plan for the entire duration of the trip.
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To be eligible, Canadian residents must be insured under a government health insurance plan for the entire duration of the trip.
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Medical Underwriting
A medical questionnaire is required for travellers who are age 75-84.
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A medical questionnaire is required for travellers who are age 75-84.
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*Includes coverage for Emergency Medical benefits when travelling within your province or territory of residence. |
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Deluxe Package^*
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Emergency Medical* |
$5,000,000 |
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Dental |
$5,000 |
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Emergency Transportation |
Included in overall policy maximum |
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24-Hour Emergency Assistance |
Included |
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Trip Cancellation |
Insured Trip Cost (total for all insured persons combined) |
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Trip Interruption |
Up to $10,000 |
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Travel Delay |
$300/day - Max. 2 days; Minimum Required Delay - 6 hours |
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Baggage Coverage |
$1,000 |
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Baggage Delay |
$200; Minimum Required Delay - 12 hours |
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Travel Accident |
$100,000 |
Deluxe Package with COVID-19 Coverage*
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Emergency Medical* |
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Dental |
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Emergency Transportation |
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24-Hour Emergency Assistance |
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Trip Cancellation |
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Trip Interruption |
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Travel Delay |
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Baggage Coverage |
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Baggage Delay |
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Travel Accident |